Turning Home Ownership Dreams Into Reality
1
Get to know you
Discover how I can expertly guide you through your mortgage journey
2
Provide Options
Identify the best product and lenders to fit your life and financial goals
3
Get You Funded
Review and finalize you lender commitment
4
Keep You Informed
Provide ongoing support for the life of your mortgage and beyond
Having spent more than two decades focusing on client success, I am driven to making home ownership dreams a reality for my clients.
Led by a passion for helping individuals and families I craft tailored solutions that align with each client’s financial goals and circumstances. Whether you’re a first-time homebuyer, a seasoned investor, or someone looking to refinance, you can count on me to provide unwavering support and guidance every step of the way.
Beyond my professional endeavors, I am a mother and a wife and am involved in my community, volunteering time and resources to support local initiatives and charitable causes.
When I am not working on mortgage files, you can find me on either a golf course or a ski hill.
When you choose me as your mortgage broker, you can rest assured that I will be your ally in navigating the complexities of the mortgage landscape with confidence and peace of mind.
Turning Home Ownership Dreams Into Reality.
FIRST-TIME HOME BUYER
I will take the time to understand your needs and answer your question so you are confident in my guidance and education throughout the mortgage process.
Clear and Transparent Communication: As a first-time buyer, you need clear explanations of mortgage terms, interest rates, and the various types of loans available. As your broker, I will demystify the process and answer all your questions in an understandable way.
Support Throughout the Process: From pre-approval to closing, I will guide you step-by-step, ensuring you understand each phase and feel supported throughout the journey.
Access to the Best Rates and Terms: As your broker, I have access to a wide range of mortgage products and can negotiate the best possible terms on your behalf.
I offer comprehensive education, personalized guidance, and support to make the home-buying process as smooth and stress-free as possible.
Refinancing
I will develop a comprehensive strategy and comparison report to find the best possible refinancing terms that align with your financial goals, whether it’s reducing monthly payments, paying off the mortgage faster, consolidating debt, or accessing equity.
Securing the right product could significantly reduce your monthly payments or overall interest costs over the life of the loan.
I will provide detailed information about the different refinancing options available, including fixed-rate vs. adjustable-rate mortgages, cash-out refinancing, and term adjustments to provide a clear breakdown of the costs associated with refinancing (such as closing costs, fees, and any potential penalties) to help you understand the long-term financial impact.
Providing you with clear and honest communication about the refinancing process, including potential risks and benefits, is my priority so you can trust that I am acting in your best interest.
ESTATES
Navigating the complexities of managing a loved one’s estate requires clear, compassionate, and comprehensive guidance.
Clear Communication: As an executor or beneficiary, you need straightforward explanations of complex mortgage-related issues, including options for paying off, refinancing, or selling the property.
Compassionate Support: Sensitivity to your emotional stress and grieving process is crucial. I will help you navigate this journey with empathy and patience.
Efficiency and Responsiveness: Timely responses and efficient handling of paperwork and transactions help to alleviate additional stress during an already difficult time.
Customized Solutions: Tailored advice that considers the unique circumstances of the estate and the wishes of the deceased and beneficiaries.
I provide a blend of professional expertise and personal understanding to navigate the complexities of managing your loved one’s estate.
SELF EMPLOYED
Handling and securing mortgages for self-employed individuals requires intricate knowledge about the unique financial situations of self-employed individuals, including how to accurately assess and present their income from business earnings, freelance work, or multiple income streams. I will provide tailored financial advice that takes into account your business structure, income variability, tax deductions, and long-term financial goals to secure favorable interest rates and mortgage terms despite the potential challenges in proving consistent income.
I have access to mortgage products that accommodate the often irregular income patterns of self-employed individuals, including those that consider alternative documentation for income verification such as bank statements, tax returns, and profit and loss statements.
I will navigate the more complex underwriting processes often involved with self-employed applicants, and advocate to lenders on your behalf.
Being self employed myself, I understand the unique financial challenges and will provide clear guidance and support throughout the process, while working diligently to secure you the best possible mortgage terms.
Strategy
Your Goals, Your Mortgage: Your Strategy
Understanding that your home is more than just a space – it’s a reflection of your dreams and aspirations – I care about your life goals and your complete financial health.
By tapping into my extensive network of lenders and finance professionals I will craft a strategy and present you with mortgage options custom to your specific circumstances; whether you’re a first-time homebuyer, self-employed, need to access your equity, or embracing a new chapter in life.
I am your ally in navigating the complexities of the mortgage landscape. Beyond the numbers and paperwork, I prioritize your peace of mind. Count on me to provide unwavering support and guidance every step of the way.