First-Time Buyer? This Series Is for YOU

By Leanne Mollica, Mortgage Broker — My Mortgage Strategy (Salmon Arm, BC)

If you’re reading this, chances are you’ve been daydreaming about swapping rent payments for a place of your own and wondering where to start. Welcome to my First-Time Home Buyer Series — a straightforward, honest guide designed to take you from “maybe one day” to “let’s do this.” Over the next few weeks, I’ll walk you through what you really need to know to buy a home in today’s market, how to prepare (financially and emotionally), and how to move from dreaming to holding the keys.

This series won’t be boring, filled with industry jargon, or overwhelming. My goal is to simplify the process and give you practical insights so you can make confident decisions. The truth is, owning a home can be more affordable than renting long-term. It helps you build equity, gives you more control over your space, and plants roots — both financially and personally. And while the Canadian housing market can feel intimidating, with a solid plan and the right guidance, homeownership is still absolutely within reach.

Whether you’re casually browsing MLS listings or already sending every new property to your Realtor, this series is for you. We’ll cover everything step-by-step, starting with your budget, what lenders look for, and how to understand your actual purchasing power — no guesswork required. I’ll also share tips to help you avoid common mistakes, stretch your mortgage approval, and choose the right professionals to support you along the way.

Next up in the series: How do I actually afford this whole homeownership thing? Hint: you don’t need 20% down or perfect credit to get started.

Follow along each week and feel free to reach out any time with questions. There’s never any pressure — just honest advice to help you move forward.

Got mortgage questions? I’m here to help! Drop me a message anytime. 📲
🏡 Turning Home Ownership Dreams Into Reality
@mymortgagestratgey
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